Factory Wholesale Homes LLC and/or its parent company, including subsidiaries and affiliates, respect the privacy of every customer. We are sensitive to privacy issues on the Internet, and strive to protect personal information and maintain customer trust. We believe it is important that you know how we treat the information we receive about you on the Internet.
In general, you can visit our Web site without telling us who you are or revealing any information about yourself. Our Web servers may collect anonymous, aggregate information such as when you visited our site, how long you stayed, where you went while you were here and if you linked here from another site. We aggregate such information to measure the use of our site and to improve its content.
Our web sites provide several opportunities for users to provide personal information about themselves to help us provide our users with better service. For example, we collect information about you when you send us a request for more information about the products, services, and information listed on our web site. We also collect information about you when you send e-mail to our webmaster, so that we may respond to your message. We collect no personally identifying information about you except when you specifically and knowingly provide it.
Information We May Collect
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Information we receive from you (or on your behalf) on applications, company-affiliated web sites or other forms, such as your name, address, telephone number, social security number, employer, and income;
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Information about your transaction with us, our affiliates, or others, such as your account number, account balance, transaction history, or parties to the transaction; and
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Information we receive from consumer-reporting agencies, public records, and data collection agencies, such as your obligations to others, credit worthiness, and credit history.
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We do not knowingly collect information about children. We will delete any such information that we discover or are made aware of.
It is not our policy to sell or rent nonpublic personal information to outside parties. The nonpublic personal information we collect may be disclosed to persons within our enterprise in order to deliver products and services to you, provide customer service or administer your account. However, nonpublic personal information may be disclosed to the following parties:
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Affiliated companies, such as the wholesale, retail, finance, insurance, and other divisions or subsidiaries of our parent company;
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Parties who assist in processing and servicing loan transactions, protect against fraud and maintain our software;
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Parties with whom we have agreements to market financial products; or
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Nonaffiliated third parties as required by law, such as law enforcement, State insurance or other government officials.
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If we disclose nonpublic personal information from you to provide third-party financial products and services requested by you, such third-party's use of your personal information will be subject to their privacy policy as disclosed to you by them.
Joint Marketing and Servicing
We may disclose information to companies that perform marketing services on our behalf or to other financial institutions with which we have joint marketing agreements. The information we generally receive is included in the categories listed above.
Nonpublic Personal Information
We recognize that protecting the privacy and security of the nonpublic personal information we collect about you is an important responsibility. “Nonpublic personal information” is the nonpublic information about you that is obtained by us in connection with providing you a financial product or service such as financing for the purchase of your home. We may collect nonpublic personal information from applications and other forms you provide to us and our affiliates to obtain financial products or services; from information we collect as a result of your transactions with us, our affiliates or others; and, from consumer reporting agencies.
To Protect Our Customers' Nonpublic Personal Information:
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We apply the same physical, electronic, and procedural safeguards for all nonpublic personal information as we do for our business, database and other electronic information.
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We restrict access to employees or parties who need the information for legitimate business purposes, such as providing and maintaining services to you.
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Information from Former Customers
We treat information collected from former customers with the same security as current customers. As such, any nonpublic personal information collected will not be sold or rented to outside parties, but may be shared in accordance with this privacy policy.
General Internet Privacy
When you visit our Web sites, our server may place a “cookie” in the browser files of your computer. A “cookie” is a file that tracks what you do on our Web site. Our “cookie” does not collect any personally identifying information about you. We use the information it collects for administrative purposes and to understand how visitors use our site.
We know that online security is a serious matter. We consider your online security an important factor of our commitment to overall customer satisfaction. For additional information on your privacy rights concerning data collected by Web sites, refer to the Federal Trade Commission's How to Protect Your Privacy pamphlet.
State Law
State law may provide you with greater or additional privacy protection. We will comply with state law regarding your information where applicable.
The examples provided in this privacy policy are illustrative and should not be considered an exhaustive list of uses or parties with whom information may be shared. Our intent is to maintain any data provided as confidential: however, information transmitted on the Internet cannot be guaranteed to remain confidential and we assume no responsibility for maintaining such information as confidential.
This Privacy Policy is incorporated by reference in and is a part of the Terms of Use agreement. If you have any questions or comments about this Privacy Policy please contact us by mail at:
DSH Management Services LLC
1071 E 100 S, Suite C1
St. George, UT 84770-3070
Revised: 15-Sep-06
Copyright © 2005-2006 DSH Management Services LLC – all rights reserved.
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